Wealthy Roots

Free Interactive Tools

Teen Money
Tools Hub

Every interactive calculator, tracker and workbook from Teen Money Mastery, all in one place. Built for teens 13–18 and their parents.

Start Here — Free

Is Your Teen
Money-Ready?

Take the 2-minute quiz and get your personalized Teen Money Readiness Score plus your free Starter Kit.

Take the Quiz →

Interactive Workbook Tools — Teen Money Mastery

Saving & Budgeting

50/30/20 calculator, spending audit, savings goal builder, and 4-week habit tracker.

Budget Calculator Spending Audit Habit Tracker

Banking, Credit & Debt

Bank comparison worksheet, paycheck decoder, credit score breakdown, and debt danger calculator.

Paycheck Decoder Credit Breakdown Debt Calculator

Financial Independence

Freedom number calculator, passive income planner, compound interest visualizer, and personal freedom plan.

Freedom Number Compound Interest Freedom Plan

Investing Basics

Investment type explorer, risk tolerance quiz, time machine calculator, and first investment plan.

Risk Quiz Time Machine Calc Crypto Reality Check

Preparing for Adulthood

Tax simulator, W-4 decoder, job offer evaluator, apartment readiness calculator, lease checklist, and adulting readiness score.

Tax Simulator Apartment Calc Readiness Score

Go Deeper — The Guides Behind the Tools

All 7 chapters · $47 Teen Money Mastery Complete Kit The full guide with fillable workbooks, 35 conversation cards and 4 bonus printables. Get the kit → Chapters 3 + 4 · $17 Teen Money Jumpstart Saving, budgeting, banking and credit basics. The best place to start. Start here →