Start small. Start now. Let time do the heavy lifting.
Investing isn't for rich people or adults only. It's for anyone willing to start — and the earlier you start, the less work you have to do later. This page makes it real.
Investment Type Explorer
Pick Your Path
Tap each investment type to see what it is, how risky it is, and whether it fits your situation. Rate your interest level before moving on.
Low Risk
Index Funds
A bundle of stocks tracking the whole market. The recommended starting point for most new investors.
Medium Risk
Individual Stocks
Buying ownership in one specific company. Higher potential reward — and higher potential loss.
Tax-Free Growth
Custodial Roth IRA
A retirement account where money grows tax-free. One of the best moves available to teens with earned income.
High Risk
Cryptocurrency
Digital currency not controlled by banks. Potential for big gains — and equally big losses. Understand it before touching it.
My Risk Tolerance
Be Honest
Your risk tolerance is how much uncertainty you can handle without panicking and selling. Answer both scenarios honestly — your portfolio should match your personality.
Scenario 1: You invest $500. Three months later it's worth $350 — a 30% drop. What do you do?
Scenario 2: A friend tells you about a hot new crypto that could 10x. You have $200 saved. What do you do?
The Time Machine Calculator
See Your Future
The single biggest investing advantage you have right now is time. Type in what you can start with and watch the math work in your favor over 5, 10, and 20 years.
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Crypto Reality Check
Know Before You Go
✓ The Case For
Potential for high returns
No bank or government control
Real blockchain technology innovation
Worth understanding as the future of finance
✗ The Case Against
Can drop 50%+ overnight
No FDIC protection — losses are permanent
Scams and pump-and-dumps everywhere
Pure speculation — no underlying business
The rule: never put more into crypto than you'd be completely fine losing. Most crypto apps require you to be 18, so for now, learn how it works and talk it through with a parent. That knowledge is worth more than any position.
My First Investment Plan
Make It Official
Parent + Teen — Do This Together
Conversation Corner
Do you invest? What was your first investment and how did it go?
Can we open a custodial account or Roth IRA for me — even starting with $25?
What do you wish you'd known about investing when you were my age?
How do you think about risk — and how much makes sense for someone my age?
What's one investing mistake you made that you learned from?